:root {
  --navy: #00245A;
  --blue: #0062BD;
  --dark: #0B1736;
  --text: #26324A;
  --muted: #66728A;
  --light: #F5F8FC;
  --border: #DCE5F2;
  --white: #FFFFFF;
  --shadow: 0 18px 45px rgba(0, 36, 90, 0.12);
  --radius: 22px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", Arial, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
}
img { max-width: 100%; display: block; }
a { color: var(--blue); text-decoration: none; }
a:hover { color: var(--navy); }
.container { width: min(1120px, calc(100% - 36px)); margin: 0 auto; }
.narrow { max-width: 850px; }
.skip-link { position: absolute; left: -999px; top: 12px; background: var(--navy); color: white; padding: 10px 14px; z-index: 1000; }
.skip-link:focus { left: 12px; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,0.94); backdrop-filter: blur(12px); border-bottom: 1px solid var(--border); }
.header-inner { min-height: 86px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.brand img { width: 165px; height: 68px; object-fit: contain; }
.site-nav { display: flex; align-items: center; gap: 8px; }
.site-nav a { color: var(--dark); font-weight: 700; padding: 10px 14px; border-radius: 999px; }
.site-nav a.active, .site-nav a:hover { background: var(--light); color: var(--navy); }
.site-nav .nav-cta { background: var(--blue); color: white; box-shadow: 0 10px 22px rgba(0, 98, 189, 0.24); }
.site-nav .nav-cta:hover { background: var(--navy); color: white; }
.nav-toggle { display: none; border: 0; background: var(--navy); color: white; width: 44px; height: 44px; border-radius: 12px; font-size: 24px; cursor: pointer; }

.hero { background: radial-gradient(circle at top right, rgba(0,98,189,0.12), transparent 34%), linear-gradient(180deg, #FFFFFF 0%, #F5F8FC 100%); padding: 74px 0; }
.hero-grid { display: grid; grid-template-columns: 1.12fr 0.88fr; gap: 48px; align-items: center; }
.eyebrow { margin: 0 0 12px; color: var(--blue); text-transform: uppercase; letter-spacing: 0.12em; font-size: 0.78rem; font-weight: 800; }
.eyebrow.light { color: #80C8FF; }
h1, h2, h3 { color: var(--navy); line-height: 1.12; margin: 0 0 16px; }
h1 { font-size: clamp(2.4rem, 5vw, 4.9rem); letter-spacing: -0.06em; }
h2 { font-size: clamp(1.8rem, 3vw, 3rem); letter-spacing: -0.04em; }
h3 { font-size: 1.25rem; }
.hero-text { font-size: 1.2rem; max-width: 660px; color: var(--text); margin-bottom: 28px; }
.button-row { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }
.btn { display: inline-flex; justify-content: center; align-items: center; border-radius: 999px; padding: 14px 22px; font-weight: 800; border: 2px solid transparent; cursor: pointer; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; }
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: var(--blue); color: white; box-shadow: 0 12px 24px rgba(0, 98, 189, 0.25); }
.btn-primary:hover { background: var(--navy); color: white; }
.btn-secondary { color: var(--navy); border-color: var(--border); background: white; }
.btn-secondary:hover { border-color: var(--blue); }
.btn-light { background: white; color: var(--navy); }
.btn-outline-light { color: white; border-color: rgba(255,255,255,0.52); }
.btn-outline-light:hover { background: white; color: var(--navy); }
.trust-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.trust-row span { background: white; border: 1px solid var(--border); color: var(--navy); font-weight: 800; padding: 10px 14px; border-radius: 999px; }
.hero-card { background: white; border: 1px solid var(--border); border-radius: var(--radius); padding: 30px; box-shadow: var(--shadow); }
.hero-card img { width: 250px; margin: 0 auto 24px; border-radius: 16px; }
.hero-card a { font-weight: 800; }

.section { padding: 78px 0; }
.section-light { background: var(--light); }
.section-heading { text-align: center; max-width: 780px; margin: 0 auto 36px; }
.section-heading.left { text-align: left; margin: 0; }
.card-grid { display: grid; gap: 22px; }
.card-grid.three { grid-template-columns: repeat(3, 1fr); }
.info-card, .step, .contact-card, .contact-form, .blog-article, .blog-sidebar { background: white; border: 1px solid var(--border); border-radius: var(--radius); box-shadow: 0 10px 28px rgba(0,36,90,0.07); }
.info-card { padding: 28px; }
.section-blue { background: linear-gradient(135deg, var(--navy), #00418E); color: white; }
.section-blue h2, .section-blue p, .section-blue strong { color: white; }
.split { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 42px; align-items: start; }
.benefit-list { display: grid; gap: 16px; }
.benefit { background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.18); border-radius: 18px; padding: 20px; }
.benefit strong { display: block; font-size: 1.08rem; margin-bottom: 6px; }
.benefit span { color: rgba(255,255,255,0.82); }
.process-grid { display: grid; grid-template-columns: 0.8fr 1.2fr; gap: 36px; }
.steps { display: grid; gap: 18px; }
.step { padding: 24px; }
.step span { display: inline-flex; width: 44px; height: 44px; border-radius: 50%; background: var(--light); color: var(--blue); align-items: center; justify-content: center; font-weight: 900; margin-bottom: 12px; }
.cta-band { background: var(--blue); color: white; padding: 44px 0; }
.cta-band h2, .cta-band p { color: white; }
.cta-inner { display: flex; justify-content: space-between; align-items: center; gap: 30px; }
.cta-inner p { margin-bottom: 0; max-width: 680px; }

.page-hero { padding: 64px 0; background: linear-gradient(180deg, #FFFFFF, var(--light)); text-align: center; border-bottom: 1px solid var(--border); }
.page-hero p { font-size: 1.1rem; }
.contact-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 26px; align-items: start; }
.contact-card, .contact-form { padding: 30px; }
.contact-methods { display: grid; gap: 14px; margin-top: 20px; }
.contact-methods a, .contact-methods div { display: block; padding: 16px; border-radius: 16px; background: var(--light); border: 1px solid var(--border); }
.contact-methods strong, .contact-methods span { display: block; }
.contact-methods strong { color: var(--navy); }
.contact-form label { display: block; font-weight: 800; color: var(--navy); margin: 14px 0 7px; }
.contact-form input, .contact-form textarea { width: 100%; border: 1px solid var(--border); border-radius: 14px; padding: 13px 14px; font: inherit; color: var(--dark); background: #fff; }
.contact-form input:focus, .contact-form textarea:focus { outline: 3px solid rgba(0,98,189,0.18); border-color: var(--blue); }
.form-note, .form-status { font-size: 0.9rem; color: var(--muted); }
.form-status { font-weight: 800; color: var(--navy); }
.map-wrap { border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); border: 1px solid var(--border); }
.map-wrap iframe { width: 100%; min-height: 420px; border: 0; display: block; }

.blog-layout { display: grid; grid-template-columns: 280px 1fr; gap: 28px; align-items: start; }
.blog-sidebar { padding: 22px; position: sticky; top: 112px; }
.blog-sidebar h2 { font-size: 1.25rem; }
.blog-sidebar a { display: block; color: var(--text); font-weight: 700; padding: 10px 0; border-bottom: 1px solid var(--border); }
.blog-sidebar a:hover { color: var(--blue); }
.article-feed { display: grid; gap: 28px; }
.blog-article { padding: clamp(24px, 4vw, 42px); scroll-margin-top: 110px; }
.blog-article h2 { font-size: clamp(1.7rem, 3vw, 2.5rem); }
.article-meta { color: var(--blue); font-weight: 900; text-transform: uppercase; letter-spacing: 0.08em; font-size: 0.78rem; margin-top: 0; }

.site-footer { background: var(--dark); color: rgba(255,255,255,0.78); padding: 46px 0 22px; }
.site-footer h2 { color: white; font-size: 1.1rem; }
.site-footer a { color: white; }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr 0.7fr; gap: 32px; }
.footer-logo { width: 155px; border-radius: 12px; margin-bottom: 16px; }
.footer-bottom { margin-top: 28px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,0.12); font-size: 0.9rem; }

@media (max-width: 900px) {
  .nav-toggle { display: inline-flex; align-items: center; justify-content: center; }
  .site-nav { position: absolute; top: 86px; left: 0; right: 0; display: none; flex-direction: column; align-items: stretch; background: white; padding: 18px; border-bottom: 1px solid var(--border); box-shadow: var(--shadow); }
  .site-nav.open { display: flex; }
  .site-nav a { text-align: center; }
  .hero-grid, .split, .process-grid, .contact-grid, .blog-layout { grid-template-columns: 1fr; }
  .card-grid.three { grid-template-columns: 1fr; }
  .cta-inner { align-items: flex-start; flex-direction: column; }
  .blog-sidebar { position: static; }
}

@media (max-width: 560px) {
  .container { width: min(100% - 24px, 1120px); }
  .header-inner { min-height: 78px; }
  .brand img { width: 135px; height: 58px; }
  .site-nav { top: 78px; }
  .hero, .section { padding: 52px 0; }
  .button-row { flex-direction: column; align-items: stretch; }
  .btn { width: 100%; }
  .trust-row span { width: 100%; text-align: center; }
  .hero-card, .info-card, .step, .contact-card, .contact-form, .blog-article { padding: 22px; }
  .footer-grid { grid-template-columns: 1fr; }
}